MENUMENU
  • About
    • Leadership
    • Sales Team
    • Credit Team
    • Operations Team
    • Finance Team
  • Asset-Based Lending
    • Financing Guidelines
  • Partnerships
    • Company Borrowers
    • Financial Sponsors
    • Other Advisors
  • Case Studies
  • Blog
  • Contact

Mobile Menu


847-272-9618
Login
  • Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Before Header

224-235-4551 Login

Gibraltar Business Capital

Asset Based Lending | Business Financing

MENUMENU
  • About
    • Leadership
    • Sales Team
    • Credit Team
    • Operations Team
    • Finance Team
  • Asset-Based Lending
    • Financing Guidelines
  • Partnerships
    • Company Borrowers
    • Financial Sponsors
    • Other Advisors
  • Case Studies
  • Blog
  • Contact

Ask a Small Business Financing Expert: What is Working Capital Finance?

Business Financing Resources

In this installment of Ask a Small Business Financing Expert, Gibraltar Business Capital CEO Scott Winicour answers a question he and his team receive often: What is working capital finance?

The phrase working capital is a hot topic among business owners, but in the world of specialty finance, it’s an essential building block to getting businesses where they need to go in a timely matter.

Working capital finance is the main way companies manage their cash flow cycle, which is the period of time between buying inventory and paying for other operating expenses to collecting accounts receivable.  The cycle can take as little as a couple of months or longer than 6 months depending on the industry, and companies need access to cash that is otherwise tied up in inventory and accounts receivable.

Gibraltar Business Capital helps businesses finance working capital needs by providing advances against company assets to create lines of credit for bridging cash flow gaps. Whether it’s advancing business via asset-based lending or invoice financing solutions, Gibraltar’s financing vehicles provide quick liquidity that can be used for anything a small business needs it for, from weathering a seasonal slump to seizing a growth opportunity.

“Capital is the lifeblood of every business,” said McCallum. “Each company’s circumstance is unique, so we listen carefully, think outside of the box and tailor our solutions to fit the company’s needs.”

McCallum cited Horizon Mud as a recent example: “Gibraltar helped Horizon Mud wade through oil industry challenges with a $6 million asset-based loan that included an advance against unbilled accounts receivable to accommodate for the delayed nature of invoicing customers that is commonplace in the industry.”

Have questions about working capital? Follow the blog for Ask a Small Business Financing Expert updates or follow Gibraltar on Twitter via @GibraltarBC.

Primary Sidebar

Categories

  • Archive
  • Asset Based Lending
  • Business Financing Resources
  • Company News
  • Deal Closings
  • Private Equity

Sign Up for GBC Info

Footer

Connect with Us

Contact Us

224-235-4551
info@GibraltarBC.com
400 Skokie Blvd #375 Northbrook, IL 60062

Quicklinks

  • About
    • Leadership
    • Sales Team
    • Credit Team
    • Operations Team
    • Finance Team
  • Asset-Based Lending
    • Financing Guidelines
  • Partnerships
    • Company Borrowers
    • Financial Sponsors
    • Other Advisors
  • Case Studies
  • Blog
  • Contact

© 2023 Gibraltar Business Capital | Terms and Conditions | Privacy Policy | Powered by Ice Nine Online