Meet the Credit Team
EVP, Chief Credit Officer
As Chief Credit Officer, Jeff leads an experienced team in managing risk and credit policy while keeping a focus on enhancing client relationships. He is a seasoned commercial lender with over 28 years of extensive and progressive experience in asset-based lending. Prior to joining Gibraltar Business Capital in November 2021, Jeff managed and grew portfolios for Fremont Financial, Finova, Guaranty Business Credit and most recently with Wells Fargo Capital Finance as the South Region Manager over a large and diverse portfolio. His tenure at Wells Fargo provided him in-depth experience in all aspects of asset-based lending from origination through problem loan management. Jeff is inspired daily by his wife and their two daughters. In his free time he enjoys spending time on the water with his family and following Michigan State basketball and football.
SVP, Account Executive Team Lead
Jeremy leads a team of account executives at Gibraltar. He enjoys learning about his clients’ unique business needs and uses his 15+ years of experience in working collaboratively to create optimal financing outcomes. Jeremy’s career began at Comvest Partners, a private equity and debt investment firm, and has also included a variety of underwriting and portfolio management roles at both bank and non-bank finance groups. He holds a BS in Business Management from Palm Beach Atlantic University and is a member of the Secured Finance Network and Turnaround Management Association. In his free time, Jeremy enjoys spending time with his family and friends, golf and DIY projects.
SVP, Account Executive
Randi has over 30 years’ experience in finance and accounting, including credit leadership roles with Gibraltar and other ABL lenders. At Gibraltar, Randi utilizes a rare blend of keen underwriting, credit analysis, and risk management skills to gain an in-depth understanding of the challenges facing businesses leading to creative financing solutions. Her steadfast commitment to delivering personalized service fosters trusted working relationships with her clients. Randi is an active member of the Turnaround Management Association and the Secured Finance Network, serving these organizations at the Board and Committee levels and as a speaker. Randi is a CPA and a graduate of The Wharton School of the University of Pennsylvania.
SVP, Account Executive
Jean began his career at Exchange National Bank as a field examiner in the Asset Based Lending Department. Over the ensuing 34 years, Jean has worked with clients to meet their diverse financing needs, having held positions in underwriting, sales and relationship management. He has a unique perspective on borrower needs as he previously served as CFO of a pharmaceutical distributor. Currently, Jean is a Senior Vice President at Gibraltar, responsible for managing and underwriting a portfolio of Asset Based borrowers. He holds a BS in Accounting from Bradley University and an MBA from the University of Wisconsin.
SVP, Account Executive
Todd joined the Gibraltar credit team in August 2020 as an Account Executive for portfolio management and underwriting. He strives to provide strong customer service with creative solutions and responsiveness to clients’ needs. Todd has over 30 years’ experience in Asset Based Lending, Leveraged Lending, and Middle Market commercial banking with National Bank of Detroit, JPMorgan Chase, Citizens Bank, FirstMerit Bank, Woodforest National Bank and Sterling National Bank. A graduate of Michigan State University, he and his wife reside in Michigan and enjoy traveling and outdoor activities.
VP, Account Executive
Stef joined Gibraltar in February 2022 after 14 years of asset-based lending experience at Wells Fargo Capital Finance with roles in portfolio management, underwriting and borrowing base automation. She maintains an active dialogue with her clients to understand their needs and develop credit structures that can help foster their growth. One of her favorite things about being an Account Executive is learning about her customer’s businesses and understanding their unique challenges and triumphs. Stef holds a BS in Corporate Finance & International Business with Honors from the University of South Carolina, with minors in Russian and Spanish. Stef and her husband live in Colorado where they take advantage all the backpacking and trail running the area has to offer. Stef also enjoys weightlifting, reading and board games.
S. N. Thomas
SVP, Underwriting Manager
S.N. Thomas is a lending expert with 25+ years’ experience. As part of his extensive career, Thomas spent over 20 years at Wells Fargo, primarily in the asset-based lending group. During that time, he also gained investment banking experience working on debt and equity capital raises. Most recently, he worked at White Oak Commercial Finance as a managing director in the Underwriting Group working on conforming and stretch asset-based lending facilities. Thomas began his career at Ernst and Young primarily working in the Corporate Finance Group on mergers and acquisitions transactions. Throughout his career, he has worked on a broad range of corporate finance transactions and helped his clients achieve diverse goals. Outside of work, Thomas enjoys spending quality time with his wife and two boys. Their weekends are often filled with cheering on their boys during soccer or basketball games. He is also an enthusiastic fan of college football and the PGA Tour.
AVP, Loan Administrator
In 2008, Deborah transitioned from a former client to Gibraltar, where she discovered a forte for legal due diligence. Subsequently, she became a Notary Public and obtained an Associates of Science degree in Legal Studies to complement her role as Loan Administrator. As a founding and recurring member of the Gibraltar culture committee, she engages and enlightens others to bring about positive change within our organization and community.