We are living through unprecedented times of abrupt and major change. No one is unaffected by the rippling effects of this pandemic and the economic repercussions. Essentially, every business is now in transition, dealing with new and unexpected challenges. Furloughed staff. Employees working remotely. Temporary closings. Supply chain disruptions. We’re seeing a cascade of financial challenges…and we don’t yet know … Read More

Companies can find themselves in trouble for a variety of reasons. Some involve internal challenges like the failure of a major project, poor sales, ineffective financial controls, lack of data for good decision-making. Other reasons can be external, like natural disasters, change in regulations, or economic recessions. No matter why a company becomes distressed, the basic elements of a turnaround … Read More

Equity is the type of additional capital often focused on by companies looking to finance rapid growth. The big advantage to equity is that it does not have to be repaid in the short-term. The major disadvantage is loss of ownership and some control. There are two basic types of equity capital – public and private. Each has its own … Read More

If you are a private equity sponsor or a company leader with a business that is poised for a new stage of growth, debt financing can be critical to carrying out your strategic plans. There are many loan structures to choose from, depending on the business’ needs and financial situation. There are also different types of lenders, with different qualification … Read More

With growth capital, you can: Purchase equipment to increase your production and potential sales. Add employees to increase production, develop and carry out strategic plans. Increase marketing and advertising to help increase sales. Purchase real estate to house expanding operations. Enter a new market or expand your product/service line. Acquire or merge with another company to give your business a … Read More

Fintech, or financial services technology, is certainly not a new field. But the pace of technological advancement is moving faster and faster as the 21st century marches on. Today, commercial lenders are getting more and more resources to draw on in servicing clients and structuring deals. Big data and advanced technologies can speed up applications and underwriting, and potentially create … Read More

Most growing companies find they need extra working or investment capital at some time in their life cycle, and commercial loans are available for most types of businesses. If you’re considering incorporating a loan into your financial plan, or the plan of a company you sponsor, in the upcoming year, here are some tips to make the most of borrowing … Read More