As we wrap up 2025, all of us at Gibraltar Business Capital want to start with a simple message: thank you.
To our clients, referral sources, and capital partners, your trust and collaboration made this year what it was. Because of you, we were able to close deals across a wide range of industries and situations.
That combination of repeat clients, new relationships, and strong deal flow is what fuels our momentum. We’re grateful for every conversation, every referral, and every chance to use our creative, thoughtful approach to help a business move forward.
What’s Next in 2026
Looking toward 2026, the word that keeps coming up in market conversations is uncertainty. Between ongoing tariff pressure, shifting trade policy, and supply chain complexity that still hasn’t fully normalized, companies are navigating a world where inputs, costs, and timelines can change quickly.
In climates like this, businesses benefit from diversified lending options and partners who can move quickly, see the full picture, and structure capital around real-world operating needs.
At the same time, we continue to see a broader structural shift in the lending landscape: banks are lending more selectively than they have in the past, especially in the lower- and middle-market segments. This gap is one reason private credit and non-bank asset-based lenders are playing a larger role in growth financing today and are expected to keep doing so into 2026.
How GBC is Responding
We’re not watching these trends from the sidelines. We’re building for them. In anticipation of continued demand for flexible capital, GBC has increased its own balance sheet capabilities. Put simply, we have strengthened our own facility so we can lend more and support larger opportunities when our clients need it.
This matters because it protects speed and certainty for borrowers. When volatility is high, timing matters. A stronger balance sheet helps us move decisively and structure capital around real operational needs.
Expanding GBC’s lending power also supports our own growth, so we can support yours. The more we grow our lending capacity, the more we can be a partner to businesses looking for working capital, acquisition support, or strategic flexibility.
Going through this expansion process ourselves reinforces what we already believe to be true about great capital relationships: they work best when they’re built on creativity, clarity, and real partnership. We’ve been in the seat of evaluating facilities, weighing terms, and prioritizing long-term fit, not just short-term funding. That first-hand experience sharpens how we show up for our clients. It keeps us focused on building lending solutions that are thoughtful, tailored to the business’s assets and cash cycle, and steady enough to perform even when the market shifts.
Closing Out 2025, Looking Towards 2026
As we step into 2026, we’re energized by what’s ahead. Yes, the environment may be unpredictable, but strong businesses with the right capital partners will keep finding ways to grow, acquire, build, and win.
To everyone who worked with us this year: thank you again for making 2025 a success. We’re proud of what we accomplished together and even more excited about what we’ll accomplish in 2026.
Here’s to a new year of smart deals, strong partnerships, and forward momentum.
