How Factoring Works: Access Working Capital via Invoice Financing

When small and mid-market business owners face working capital inconsistencies or cash flow shortages, they need a solution that allows them to quickly bridge gaps and keep moving forward. As one business owner explained, “, Waiting 30, 60, or 90 days to get paid was impacting our ability to grow our business. Banks weren’t interested in working with us and … Read More

Financing Solutions to Bridge Cash-Flow Gaps: ABL and Factoring

It’s no surprise to small and medium-sized businesses that securing ample lines of credit offered by traditional banks and lending institutions is, well, tough business. It requires a strong and stable balance sheet and a track record of good credit. Among small and medium-sized businesses, these requirements are often out of reach. Faced with critical cash-flow crunches because of issues … Read More

Food Powder Manufacturer and Processor Secures Asset Based Loan to Expand Plant

Gibraltar Business Capital recently closed on a new $6.75 million asset-based line of credit for St. Paul, Minn.-based Maple Island Inc., a leading manufacturer, processor and packager of quality food-powder products and one of the only vendors that is USDA-approved, FDA-inspected and Kosher-approved for infant/toddler powdered formula. Through a highly competitive process, Gibraltar Business Capital was able to help Maple Island creatively … Read More

Gibraltar Business Capital Releases New Business Guide Detailing Factoring Fundamentals

A just-published guide from Gibraltar Business Capital is a comprehensive how-to for small and medium-sized businesses looking for ways to access working capital by factoring, also known as invoice financing or accounts-receivable financing. Factoring has become an increasingly popular financing tool for businesses faced with short-term working capital challenges or who are striving to seize a growth opportunity. Gibraltar’s guide, … Read More

$8.8MM Asset Based Loan for Elastic Fabrics of America

Gibraltar Business Capital closed a new $8.8MM asset-based line of credit for Greensboro, N.C.-based Elastic Fabrics of America, a leading manufacturer of warp-knitted and circular-elastomeric fabrics that are used to make lingerie, athletic apparel and certain fabrics needed for medical-related purposes. Gibraltar Business Capital was able to help Elastic Fabrics of America, which is owned by a private-equity firm, tap … Read More

Texas-Based Drilling Company Locked in $6MM ABL Facility Through Gibraltar

Gibraltar Business Capital closed a new $6MM asset-based line of credit for Horizon Mud Company, a full-service drilling fluids company based in Midland, Tex. In an industry beset with instability since the price of oil began a steeper decline in mid-2014, Horizon Mud was looking for a well-tailored credit solution that would unlock the value of its assets as it … Read More

$2MM Asset Based Line of Credit for Custom Wood Products

  In less than 30 days, Gibraltar Business Capital closed a new $2MM asset-based line of credit for Custom Wood Products (CWP), a producer of fine custom wood cabinetry located in Roanoke, VA. Working with CWP and financial sponsor, Wafra Partners LP, an affiliate of Wafra Investment Advisory Group Inc., Gibraltar Business Capital designed a creative solution that provided greater … Read More

Working Capital 101

The phrase working capital is tossed around a lot these days. But in the world of specialty finance, it’s a fundamental building block to getting businesses where they need to go in a timely matter.

A Way for Bankers to Save the Day

If you’re in the commercial banking business, you know all too well that getting small businesses access to capital is getting harder than ever. Some of this is completely out of bankers’ control. You don’t get to make or break the requirements around who qualifies for a bank loan.