Ask a Small Business Financing Expert: What is Working Capital Finance?

In this installment of Ask a Small Business Financing Expert, Gibraltar Business Capital VP Dan McCallum answers a question he and his team receive most often: What is working capital finance? The phrase working capital is a hot topic among business owners, but in the world of specialty finance, it’s an essential building block to getting businesses where they need to … Read More

Making Sense of Advance Rate

In the third video of a 13-part series, Gibraltar Business Capital President Scott Winicour explains how businesses can leverage the full benefit of their invoices through factoring – an invoice financing solution that enables business owners to access working capital, the lifeblood of every business. “Almost all factoring companies automatically offer an 85% advance rate on invoices, but how they … Read More

How Gibraltar is Different Factoring Video

Gibraltar Business Capital recently launched a 13-part video series aimed at helping small and mid-market businesses understand factoring solutions to solve short-term capital challenges and seize growth opportunities. Factoring, also known as invoice financing or accounts receivable financing, is gaining popularity as more companies than ever are turning to factoring for their funding source, especially as banking regulations become more … Read More

Overview of Factoring and Invoice Financing

Gibraltar Business Capital has produced and launched a video series aimed at helping small and mid-market businesses understand factoring – an invoice financing solution that enables business owners to access the working capital they need to solve short-term capital challenges and seize growth opportunities. In the first video, Gibraltar President Scott Winicour provides an overview. “Factoring, in its purest form … Read More

Gibraltar Business Capital Launches Informative Video Series on Factoring

Gibraltar Business Capital launched today a video series aimed at helping small and mid-market businesses understand factoring – an invoice financing solution that enables business owners to access the working capital they need to solve short-term capital challenges and seize growth opportunities. The 13-part video series addresses the top questions related to factoring including how factoring works, how Gibraltar evaluates … Read More

How Factoring Works: Access Working Capital via Invoice Financing

When small and mid-market business owners face working capital inconsistencies or cash flow shortages, they need a solution that allows them to quickly bridge gaps and keep moving forward. As one business owner explained, “, Waiting 30, 60, or 90 days to get paid was impacting our ability to grow our business. Banks weren’t interested in working with us and … Read More

Financing Solutions to Bridge Cash-Flow Gaps: ABL and Factoring

It’s no surprise to small and medium-sized businesses that securing ample lines of credit offered by traditional banks and lending institutions is, well, tough business. It requires a strong and stable balance sheet and a track record of good credit. Among small and medium-sized businesses, these requirements are often out of reach. Faced with critical cash-flow crunches because of issues … Read More

Gibraltar Business Capital Releases New Business Guide Detailing Factoring Fundamentals

A just-published guide from Gibraltar Business Capital is a comprehensive how-to for small and medium-sized businesses looking for ways to access working capital by factoring, also known as invoice financing or accounts-receivable financing. Factoring has become an increasingly popular financing tool for businesses faced with short-term working capital challenges or who are striving to seize a growth opportunity. Gibraltar’s guide, … Read More

Why Factoring Makes Sense for Staffing & Temporary Employment Agencies

The staffing industry plays a critical role in today’s economy. Temporary workers provide a unique function during periods of growth and decline, allowing employers to insulate their permanent employees from the ebbs and flows of the economy. For entrepreneurs with the right skill set, the staffing industry has a great deal of appeal. Startup costs are low and demand for … Read More

Working Capital 101

The phrase working capital is tossed around a lot these days. But in the world of specialty finance, it’s a fundamental building block to getting businesses where they need to go in a timely matter.