Creating a 13-week cash flow model helps a variety of businesses identify strategic growth opportunities or uncover information about operational areas that may be in distress. Focusing only on weekly forecasts can prevent companies from recognizing critical problems until it is too late to take corrective actions. In almost all cases, companies that invest the time into creating a 13-week … Read More
Ask a Small Business Financing Expert: Top Tips for Managing & Financing a High-Growth Staffing Company
Gibraltar Business Capital President Scott Winicour was a featured contributor on Business.com recently. In the article, he addresses a common question he hears from small and mid-market businesses including staffing companies: How can business owners successfully manage and finance growth, while steering their business and focusing on day-to-day operations. Winicour shares four insights to help staffing companies thrive, including: Planning … Read More
Ask a Small Business Financing Expert: When Do Companies Need Working Capital Finance?
In another installment of Ask a Small Business Financing Expert, Dan McCallum, Gibraltar Business Capital vice president, answers two important questions: When do companies need working capital finance most? What is working capital finance best used for? Working capital is a common measure of liquidity, or the amount of cash on hand to handle the day-to-day operations of running a … Read More
Ask a Small Business Financing Expert: What is Working Capital Finance?
In this installment of Ask a Small Business Financing Expert, Gibraltar Business Capital VP Dan McCallum answers a question he and his team receive most often: What is working capital finance? The phrase working capital is a hot topic among business owners, but in the world of specialty finance, it’s an essential building block to getting businesses where they need to … Read More
Financing Solutions to Bridge Cash-Flow Gaps: ABL and Factoring
It’s no surprise to small and medium-sized businesses that securing ample lines of credit offered by traditional banks and lending institutions is, well, tough business. It requires a strong and stable balance sheet and a track record of good credit. Among small and medium-sized businesses, these requirements are often out of reach. Faced with critical cash-flow crunches because of issues … Read More
Working Capital 101: What is Working Capital?
The phrase working capital is tossed around a lot these days. But in the world of specialty finance, it’s a fundamental building block to getting businesses where they need to go in a timely matter.
Working Capital Loans Come in Countless Creative Forms
This month is a great time to highlight how financing with Gibraltar doesn’t have to fit into a traditional lending framework. We specialize in flexible terms and creative borrowing-based capital solutions that work for each individual company’s needs.
Smart CEO Article: Thought Leadership on Lending
Thought Leadership on Lending by Gibraltar Business Capital. With the state of commerce today, small businesses may no longer need to turn to banks as their first choice for financing. Niche, early-stage and fast-growing, undercapitalized middle-market companies, already squeezed by vast gaps between payables and receivables, can’t effectively remain competitive without access to working capital. The result? Small businesses are … Read More