How an Asset Based Lender Evaluates Your Accounts Receivable

Gibraltar - How an Asset Based Lender looks at your Accounts Receivable

There are a few terms and concepts that it’s helpful to know when you are applying for an asset-based loan based on your accounts receivable. This knowledge can help you understand what to expect from the process and, ultimately, the terms of your loan facility. How Much Can You Borrow The first thing an asset-based lender will need to determine … Read More

“Gibraltar Moves Quickly and Digs Deep to Surface Liquidity”

Gibraltar Moves Quickly and Digs Deep to Surface Liquidity

Industrial Value Partners Chose Gibraltar for Their Newest Venture  Industrial Value Partners (IVP) is a private equity firm focused on the textiles industry.  According to IVP partner Rod Grandy, “We are active owner/operators who are heavily involved in the management of the firms we purchase. We have a specific game plan in mind when we buy companies and we take … Read More

Understanding Equipment Appraisals

Understanding Equipment Appraisals

Asset-based loans are generally supported by working assets, such as inventory and accounts receivables. However, in some cases, these may be combined with fixed assets such as equipment for increased borrowing capacity. If you have valuable equipment in good condition that is earning income, you may be able to include it in your ABL (asset-based lending) collateral. In this case, … Read More

Gibraltar Steps In To Support Home Furnishings Company’s Turnaround

Gibraltar Steps In To Support Home Furnishings Company’s Turnaround

Gibraltar Business Capital prides itself on working closely with other financial and business professionals to help their clients gain financial security and build a foundation for future growth.  A turnaround consultant called in Gibraltar when his client’s bank proved less flexible than necessary while certain business improvements were in process. Gibraltar was able to respond with a $13 million asset-based … Read More

Alerion Partners — A Private Equity Firm Relies on Gibraltar’s Financing Team

Alerion Partners — A Private Equity Firm Relies on Gibraltar’s Financing Team

Alerion Partners is a growth-stage private equity investor that has used Gibraltar to set the stage for success in more than one of its sponsored companies.  According to Sayles Braga, a Principal at Alerion Partners, “Even in high growth and stable businesses, you’re going to get surprises.” When Financial Sponsors Uncover the Unknown… Even the most careful investor will uncover … Read More

For Private Equity Investors, Gibraltar Thinks ‘Just Like We Do’

For Private Equity Investors, Gibraltar Thinks ‘Just Like We Do’

When executives at one private equity firm needed help to finance an acquisition, they called Gibraltar Business Capital first. Gibraltar Understands How to Help Companies Grow “Gibraltar was definitely our first call,” said Devin Scott, vice president at Diversis, which applies its sharp financial acumen and expertise to accelerating revenue growth in companies. “We know that Gibraltar is good at … Read More

How a Solid Financing Partner Can Help Your Portfolio Businesses Grow

How a Solid Financing Partner Can Help Your Portfolio Businesses Grow

As an equity provider, you’ve made investments in your portfolio companies based on evaluations of their growth or turnaround potential. Strong deals are built on a goal of excellent returns for both you and your sponsored companies. However, growing companies can have a wide range of needs, not all of which might be met by equity financing. Developing solid, leverageable … Read More

Gibraltar Spotlight: New SVP Gregg Marsicano

New SVP Gregg Marsicano | Gibraltar Business Capital

Gibraltar welcomes Gregg Marsicano as the newest member of its experienced and dynamic business development team. Gregg is Senior Vice President for the Northwest Region with responsibility for originating asset-based credit facilities across Northern California, Washington, Oregon, Wyoming, Idaho, Alaska and Hawaii. Gregg is uniquely familiar with the challenges of businesses in transition and has worked for decades to help … Read More

A CFO’s Quick Guide to Asset-Based Lending

A CFO’s Quick Guide to Asset-Based Lending

For seasonal businesses, companies going through explosive periods of growth, or organizations in other forms of transition, traditional lending options aren’t always viable. The answer to the cash flow concerns of many organizations, especially asset-heavy organizations, is a type of alternative financing called asset-based lending (ABL). ABL Focuses More on Asset Value, Less on Performance Ratios In contrast to commercial … Read More